Statewide Coverage
Florida Statewide Public Adjuster
Bear Claims Consulting Group holds a Florida 3-20 Public Adjuster license (W955442) authorizing us to represent homeowners across all 67 Florida counties, from the Panhandle to the Keys. We travel to inspect properties and handle claims throughout the entire state.
All 67 Florida Counties
Select your county to learn about common property damage claims in your area and how Bear Claims can help.
Northwest Florida
Panama City · Panama City Beach
Blountstown · Altha
Pensacola · Pensacola Beach
Apalachicola · Carrabelle
Quincy · Chattahoochee
Port St. Joe · Wewahitchka
Bonifay · Westville
Marianna · Sneads
Monticello · Lloyd
Tallahassee · Woodville
Bristol · Hosford
Fort Walton Beach · Crestview
Milton · Gulf Breeze
Crawfordville · St. Marks
DeFuniak Springs · Santa Rosa Beach
Chipley · Marianna
North Central Florida
Gainesville · Newberry
Macclenny · Glen St. Mary
Starke · Lawtey
Lake City · Fort White
Cross City · Horseshoe Beach
Trenton · Bell
Jasper · Jennings
Mayo · Day
Bronson · Chiefland
Madison · Greenville
Live Oak · Branford
Perry · Steinhatchee
Lake Butler · Raiford
Northeast Florida
Central Florida
Melbourne · Palm Bay
Inverness · Crystal River
Brooksville · Spring Hill
Tampa · Brandon
Leesburg · Clermont
Ocala · Belleview
Orlando · Kissimmee
Kissimmee · St. Cloud
New Port Richey · Dade City
St. Petersburg · Clearwater
Lakeland · Winter Haven
Sanford · Altamonte Springs
Wildwood · Bushnell
Daytona Beach · Deltona
Southwest Florida
Port Charlotte · Punta Gorda
Naples · Marco Island
Arcadia · Nocatee
Moore Haven · Labelle
Wauchula · Bowling Green
LaBelle · Clewiston
Sebring · Avon Park
Fort Myers · Cape Coral
Bradenton · Sarasota
Sarasota · Venice
Southeast Florida
South Florida
Why Choose Bear Claims
One License. One Team.
All of Florida.
Florida's property insurance landscape varies significantly by region, from Panhandle hurricane corridors to South Florida coastal flood zones to inland storm damage. Our statewide experience means we understand the perils, carriers, and local factors specific to your area.
Truly Statewide Service
Our Florida 3-20 Public Adjuster license (W955442) covers every county. We travel to inspect properties wherever you are. No claim is too remote.
Hurricane Ian Portfolio, 73 Claims Documented
We built our practice handling 73 Hurricane Ian claims across Southwest and Central Florida, giving us unmatched carrier intelligence and documentation experience.
Contingency Fee, No Upfront Cost
We charge a 10% contingency fee, paid only when you recover money. If we don't win your claim, you pay nothing.
Full Escalation Pipeline
Negotiation, DFS mediation, appraisal, and litigation referral. We have a proven path at every stage of the claims process.
Serving Every Corner of Florida
Whether you're in Pensacola or Key West, Tallahassee or Miami, Bear Claims is licensed and ready to fight for your property claim.
FL License W955442 • 10% contingency fee • No upfront cost